solutions for banks
Unifits Test Engine
Next-Gen Payment Testing: 3X the Speed. 3X the Quality. Less Effort.
What is the Unifits Test Engine?
The Unifits Test Engine is a purpose-built solution for automating payment testing, particularly for ISO 20022 compliance.
It reduces manual effort by up to 80%, enhances test coverage, and accelerates go-lives while ensuring continuous compliance with evolving scheme guidelines.
Key Benefits
Cut Testing Effort by up to 80%
Automate setup, execution, and verification to eliminate tedious manual work, freeing resources for higher-value tasks.
Higher Quality with More Coverage
Automated, repeatable testing detects defects earlier, ensures stability, and improves compliance by covering far more scenarios than manual testing ever could.
Faster Go-Lives with Confidence
Accelerate deployments by running thousands of test executions in less time, ensuring smooth ISO 20022 adoption without compromising reliability.
Effortless, Continuous Compliance
Continuous validation keeps you aligned with evolving ISO 20022 standards, reducing manual effort and lowering regulatory risks.
How We Deliver on These Benefits
- Built-In Rules & Domain Expertise:
Unifits comes with pre-configured ISO 20022 rules and payment flows, eliminating the need for manual scripting and deep technical expertise. - Centralized Testing, Fewer Bottlenecks:
Unified test scripts, scenarios, and reports reduce inter-team dependencies, enabling Business, IT, and Ops to coordinate and execute tests independently. - Seamless Integration & Rapid Deployment:
Unifits integrates effortlessly into existing frameworks and CI/CD pipelines, minimizing setup effort while enhancing ISO 20022 compliance checks. - Scalable & Purpose-Built for Financial Institutions: Designed specifically for banks and central infrastructures, Unifits supports everything from initial onboarding to complex end-to-end testing – ensuring reliability at any scale.
Learn more:
Download the Fact Sheet and discover how our solution
- Reduces ISO 20022 testing effort by up to 80%
- Ensures higher quality & compliance with advanced automation
- Delivers measurable efficiency gains – proven by real customer results
“Unifits has been a game-changer in increasing the accuracy and quality of our testing. The adoption and success of Unifits within NatWest is due not only to the exceptional solution itself, but also to the excellent UNFITS Subject Matter Expertise.”
Ready to Accelerate Your Payment Testing?
- Cut Testing Effort by up to 80% – Automate execution & validation with centralized, reusable test cases, reducing manual work.
- Higher Quality, More Coverage – Achieve more with less through repeatable, automated testing powered by deep financial domain expertise.
- Faster Go-Lives with Confidence – Run thousands of test cases in less time with seamless integration into your existing ecosystem.
- Effortless, Continuous Compliance – Stay aligned with ISO 20022 standards with built-in rules that ensure continuous validation – no manual effort required.
Adaptability
Supported payment schemes
The Unifits Test Portal complies with the guidelines of a wide range of clearing schemes for a large variety of payment systems throughout the world, e.g. Real-Time payments, High Value payments, Mass & Retail payments). Unifits is constantly introducing new schemes and not all available schemes might be listed on this page or unlocked in Free Mode in the Unifits Test Portal. So please just let us know in case you are interested in a particular scheme.
- Europe: TARGET2
- Europe: EBA EURO1
- Europe: EBA STEP1
- United Kingdom: CHAPS
- Switzerland: SIC4
- Europe: TIPS
- Europe : EBA RT1
- Europe: Switzerland: SIC5
- Nordics :TIPS non-Euro
- Sweden: RIX-INST
- United Arab Emirates: EXP
- Europe: EBA STEP2 (SCT, SDD Core & B2B)
- Nordics: NPC Credit Transfer
- Germany: SCL SEPA-Clearer German Bundesbank (SCT, SDD Core & B2B)
- Austria: PSA (SCT, SDD Core & B2B)
- Sweden: SEK Batch
- Europe: EBA SCC
- Germany: SCL SCC,SVV
- Europe: EBA R2P
- Canada: LYNX
- United States: TCH CHIPS
- United States: Fedwire
- Canada: RTR
- United States : TCH RTP
- United States : FedNow
- Singapore: MEPS+
- Hongkong: CHATS
- Taiwan: FISC
- Australia: HVCS
- Hongkong: FPS
Global: SWIFT CBPR+
- Europe: EBA OCT Inst
Speak with our Experts
Frequently asked questions
About the product
The Unifits Test Engine is a purpose-built solution for automating payment testing, particularly for ISO 20022 compliance. It reduces manual effort by up to 80%, enhances test coverage, and accelerates go-lives while ensuring continuous compliance with evolving scheme guidelines.
The Unifits Test Portal offers fast, ad-hoc validation and test message creation, while the Unifits Test Engine is designed for full automation of end-to-end payment testing. Banks can choose their own pace, e.g. starting with the Unifits Test Portal and later integrating the Unifits Test Engine for advanced automation as needed.
The Unifits Test Engine is not a dedicated performance testing tool, but it includes specialized modules designed to simulate high transaction loads, such as for instant payments. These features allow financial institutions to generate significant traffic volumes and measure the response times of the system under test, providing valuable insights into system performance and scalability.
While generic tools can be used for various testing scenarios, they lack the deep financial industry expertise embedded in Unifits. The Test Engine provides industry-specific simulators for payment processing, making it far more effective and cost-efficient for banks and financial institutions transitioning to ISO 20022.
While initially focused on ISO 20022, the Unifits Test Engine now supports SWIFT MT message types and proprietary bank formats, ensuring compatibility with legacy systems and various payment infrastructures.
About deployment
Both deployment options are available. Most banks prefer on-premises installations due to regulatory and security considerations, particularly when handling production-related or personal data.
The modular Unifits Platform is designed specifically for banks and central infrastructures, supporting everything from initial onboarding to complex end-to-end testing. Its scalability ensures reliability at any operational scale.
About integration
The Unifits Test Engine is fully API-compatible, allowing integration with tools like Jenkins, HP ALM, JIRA, and Silk. It enables automated test execution, result retrieval, and report generation to ensure compliance with internal documentation policies.
Unifits supports web services and APIs, ensuring seamless integration with open banking frameworks. Additionally, all common industry standards are supported, including MQ Series, Active MQ, File Transfer, EBICS, and gRPC.
General FAQs
ISO 20022 is the global standard for financial messaging, enabling richer, structured data and enhanced interoperability. Testing ensures smooth migration, regulatory compliance, and operational efficiency, preventing costly errors in payment processing.
Common challenges include format validation, end-to-end message consistency, and ensuring compliance with evolving standards. Unifits automates these processes, reducing testing effort and accelerating readiness for migration.
Automated testing ensures continuous validation against regulatory standards, reducing manual intervention and the risk of human error. Unifits’ purpose-built automation covers more test scenarios than manual processes, providing a higher level of compliance assurance.
Unifits enables financial institutions to run thousands of test executions rapidly, identifying defects early and ensuring a smooth transition to ISO 20022 without delaying deployments.
Connect with our Experts today
We want to support and advise ideally customized to your needs.
To get in touch just complete our contact form and schedule a 30-minute call to discuss your needs and requirements, so we can set up a customized demo for you and your team.
Unifits test portal
A cloud-native solution designed to simplify and accelerate ISO 20022 test data creation and validation. It reduces manual effort, ensures compliance, and supports multiple clearing schemes within a single platform.
corporate onboarding for banks
A tailored self-service testing solution that ensures corporate banking clients’ payment and reporting messages and workflows conform to bank-defined standards.
