About us: Thinking beyond technology.

In times of increasing complexity and requirements in payment transactions, Unifits is the only software and consulting company worldwide, that provides end-to-end test solutions as a one-stop provider. We keep an eye on all eventualities and consider all conceivable cases. One provider – all possibilities.

The idea of simplifying transaction testing started during the SEPA migration program (Single Euro Payments Area) in Europe, when two experts in IT and payments, discovered a substantial and unaddressed need for testing support related to ISO 20022 messages and processes. After working with various generic automation solutions, they had experienced that none of those were suitable for the highly specialized needs required in ISO 20022 migration projects. To address and meet this pent-up demand, these experts decided to build from the ground up. Based in Munich, Germany, Unifits was founded in 2010.

In the beginning, Unifits worked closely with commercial banks as well as a Central Bank to ensure that the solutions met all the needs of financial institutions. A decade later, around one third of the top 50 banks in Europe rely on Unifits’ test solutions to meet their steadily increasing challenges and projects related to payments and ISO 20022.

The strategic focus on solving this specific problem and a rethought approach utilizing built-in domain knowledge, has resulted in an unmatched solution. The Unifits Test Engine enables the financial industry to easily ensure interoperability within an entire clearing and settlement ecosystem, regardless of whether it is related to payments or securities.  Being highly specialized in the domain, Unifits solutions come without cost-intensive and time-consuming scripting processes.

Building on its European experience and track record, Unifits is already expanding into other regions such as North America and the Middle East. No matter where you are located and what your payment landscape looks like, we are ready and able to consult with you to determine how we can help you simplify transaction testing.

Today, Unifits has established in the market of transaction testing. Its employees are both software specialists and consultants within the financial services industry – always with an international background. This unique mixture of experience and innovation allows us to keep working towards our goal. This is, and has always been, to make financial transaction processes and payment testing as simple as possible.

Our Management

Walter Schmölzer

Following his dual education as business economist and computer scientist, Walter started as a developer at a software manufacturer for banking systems, passed through various stations and finally became the head of the payments department. After a total of about 10 years, he moved to a consulting company heading their payments competence center. It was here, that he discovered his passion for consulting and established his own business in 2005 as a management consultant specializing in IT management and payments.

As manager of one of the first and largest SEPA migration projects in Europe, the great need for a specialized testing solution to meet the challenges associated with ISO 20022 was unmistakable. This led Walter to found Unifits in 2010, with the goal of developing the world’s best solution for automating testing in the payments industry. With the establishment of further related companies in Austria and Canada, he took on overall responsibility as CEO and is currently in charge of Unifits’ product strategy, strategic partnerships and expansion into new markets.



CTO, Managing director
Helmut Kalsberger

Helmut Kalsberger is managing director and co-founder of Unifits GmbH Austria and responsible for IT and development of all Unifits solutions.

Before his current position, he gained experience as a developer and software architect at a software vendor for banking software and as head of the team for foreign payment transactions he acquired his know-how of the payment business. Afterwards he worked for several years at an Austrian building and loan association as software architect and project manager.

 Head of Product Management
Volker Heinze

Volker Heinze has been working within the payment business since 1993. He started as a computer scientist in the IT development department of a bank in Munich. He then became one of the responsible developers and designers of payment software at a software vendor. Afterwards he worked at different consultancies and supported banks and corporate customers regarding SEPA and ISO 20022 projects.

Since July 2015, Volker Heinze has been Head of Business Development at Unifits and entirely moved his focus to software solutions, specialized for ISO 20022, especially software-based automation of end-to-end testing.


Head of Business Development
Jonathan Mistler

Jonathan Misler started his career in the automotive industry as a dual student of business administration. After working as a controller, he completed his master degree in economics and philosophy to join the financial industry at first in a global bank and later as a consultant. In various IT-transformation projects he discovered the meaning of IT and data processes for the value creation in the financial industry.

Jonathan Misler joined Unifits in January 2023 as Head of Business Development. His expertise in steering IT-projects and testing and managing software testing led him to Unifits. He is responsible to improve the business model and the general approach of the solutions Unifits offers.

Head of Business Development North America
Pat Deane

Following the global foot print of ISO 20022 initiatives, Pat Deane joined the Unifits team in early 2017 to lead our expansion into the North American market.

Pat Deane has more than 30 years of experience in global cash management, treasury, payments and foreign exchange, gained through various leadership roles held with two U.S. headquartered global banks, one of the Big Five national banks headquartered in Canada and her own consulting business launched in 2014. As a member of the Unifits team, Pat Deane will concentrate her efforts on establishing and growing the Unifits brand as an essential enabler for the successful ISO 20022 transformation in the North American market.

It's our business to make your business work.


Know-how pays off.

For over ten years we have offered highly innovative software solutions as well as specialized consulting services for customers like banks (e.g. UniCredit), clearing houses (e.g. National Bank of Austria / GSA), insurance providers and building and loan associations (e.g. Wüstenrot).
Customers profit from our technical and strategical know-how regarding all processes and interfaces in financial transactions: We make their business more efficient, we lower operational risks, increase the speed of transaction and ensure a smooth flow of their payment traffic. All of this lowers costs – and reduces employees’ workload, so that they can focus on core operations.

Custom-made solutions.

We are into solutions, that simplify the complex. Therefore, we bundle all the expertise and experience we have achieved in our years in the business and create thought-out solutions that provide a true added value. We keep developing until we have written a unique software, that fits the customer’s requirements perfectly. With our end-to-end solutions we view the sector as a whole ­– and always keep an eye on the specific demands of the individual customer.


Hands on.

We respond rapidly. Ineffectiveness stirs us to action, so we tackle challenges. Therefore, we are always taking that extra step. This differentiates us from our competitors. We don’t hesitate to proceed and keep finetuning until we find the ideal solution for our customer – because for us the best solution is the only possible solution.


Empowering businesses.

We are more than just programmers: We are consultants, partners, enablers. It’s our ambition to think outside the box – and recognize new developments earlier. This allows us to prepare our customers for upcoming challenges, make them act with self-confidence and operate independently. Our solutions are foresighted, durable, perfectly fitted and empower businesses to solve real problems – before they get a real problem.



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UNIFITS GmbH, Germany

Bülowstraße 27
81679 München

T — +49 89 43 77 77 97 10
F — +49 89 43 77 77 97 11
E — volker.heinze@unifits.com

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UNIFITS GmbH, Austria

Jahnstraße 11
5020 Salzburg

T — +43 (0) 662 8729 3211
F — +43 (0) 662 8729 3289
E — andreas.briendl@unifits.com

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UNIFITS Canada Inc.

20 Bay Street, 11th Floor
Toronto, ON M5J 2N8

M — +1 416 986 0633
E — pat.deane@unifits.com

EMEA & APAC (Europe, Middle East, Africa and Asia Pacific)
Heike Strasser Head of Business Development T+43 676 423 4717 Eheike.strasser@unifits.com
AMER (North, Central and South America)
Pat Deane Business Development T+1 416 986 0633 Epat.deane@unifits.com
Would you like to learn more about testing of ISO 20022 based systems? Let’s get in touch.

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