FOR FINANCIAL MARKET INFRASTRUCTURES
ISO 20022 Excellence
Testing, Compliance & Seamless Industry Readiness
Solutions for Financial Market Infrastructures
The Challenge
Building and maintaining a fully functional financial market infrastructure is a complex industry-wide effort. It requires seamless integration between the central infrastructure and every connected participant – yet, without a structured approach, this process is filled with risks and inefficiencies:
- Complex, Multi-Stakeholder Integration – Banks and financial institutions must align with evolving scheme requirements, industry guidelines, and interoperability standards. Inconsistent participant readiness slows overall progress.
- Fragmented Testing Processes – Participants struggle with misaligned validation rules, manual test procedures, and a lack of consistent testing harnesses, leading to delays and inconsistencies.
- Increasing Industry Expectations – As financial institutions face tight migration deadlines, complex compliance demands, and high operational risks, they expect central infrastructures to provide structured, stable testing environments.
Beyond Self-Service:
Independent End-to-End Testing
Unifits provides not only the best in class onboarding portal for financial market infrastructures, but also the Virtual Participant – a unique solution that enables FMI participants to perform independent end-to-end testing without real counterparties.
Without a scalable, consistent test framework, inefficiencies, delays and integration risks arise - jeopardizing a smooth and stable FMI rollout.
That’s why central infrastructures and their participants need an industry-wide solution that ensures structured, scalable testing from day one – minimizing risk and accelerating readiness across the ecosystem.
The Unifits Solution
Unifits provides a purpose-built testing platform that removes bottlenecks, simplifies industry testing, and ensures every participant and infrastructure component is ready for go-live – with full compliance and no unnecessary complexity.
Minimized onboarding time and reduced dependency on manual coordination
- Banks test anytime, progress independently, and ensure readiness before industry testing with self-service validation & test data creation – powered by the Unifits Onboarding Portal.
Seamless interoperability and automated end-to-end testing for your participants
- Banks verify transaction flows without waiting for external counterparties, enabling a fully automated, independent industry testing process – powered by the Unifits Virtual Participant.
Faster central infrastructure readiness and confident, well-tested deployments
- Central infrastructures validate their system before go-live and instantly re-test every update, ensuring stability, compliance, and reduced deployment risk – powered by the Unifits Test Engine
Industry-wide consistency and fully aligned testing
- Built-in validation and mapping ensure every test follows scheme guidelines and FMI requirements, eliminating integration failures and simplifying compliance – powered by One Consistent Rule Set.
That’s why leading financial institutions and FMIs already rely on Unifits—to streamline their testing, accelerate participant readiness, and ensure smooth, industry-wide adoption.
You want everything at a glance?
Download our Fact Sheet and Discover our Solutions for Financial Market Infrastructures.
Solutions for Financial Market Infrastructures
Unifits Bank Onboarding Portal
The Problems It Solves: Seamless participant onboarding is essential for a smooth industry testing process – but without a structured approach, financial institutions and central infrastructures face:
- Misaligned Testing Standards – Participants struggle to validate against evolving scheme rules.
- Manual & Fragmented Test Data Creation – Lack of a centralized solution increases effort and inconsistency.
- Onboarding Bottlenecks – Dependencies, coordination issues, and inefficient workflows slow down industry adoption.
- Compliance Risks – Banks must stay aligned with continuously changing industry guidelines.
Solutions for Financial Market Infrastructures
Unifits Virtual Participant
The Problems It Solves: Industry testing must go beyond simple message validation – yet without a dedicated, automated test counterpart, financial institutions and central infrastructures struggle with:
- Interoperability Gaps – Participants depend on counterparties for testing, delaying progress.
- Rigid Test Windows – Fixed schedules and manual coordination slow down validation cycles.
- Limited Real-World Simulation – Many testing environments fail to replicate real transaction flows.
- Operational Inefficiencies – Without automation, financial institutions rely on time-consuming manual processes.
Solutions for Financial Market Infrastructures
Unifits Test Engine
The Problems It Solves: Ensuring a stable, fully validated central infrastructure before participants enter testing is critical. Without a consistent, automated testing approach, central infrastructures face:
- High Operational Risk – Unverified systems can cause live disruptions, leading to costly rework.
- Unstructured & Resource-Intensive Testing – Without automation, infrastructure validation is slow and inefficient.
- Scalability & Regression Challenges – Manual testing struggles to keep pace with evolving requirements.
- Growing Industry Expectations – Market participants require structured, stable testing environments.
Speak with our Experts
What our clients say about our financial market infrastructure solutions
“Unifits’ onboarding solution and simulation capabilities were crucial in validating our participants’ builds. By enabling self-testing and certification, we identified and resolved issues early, ensuring a smooth transition to go live with minimal effort on our part.”
“Partnering with Unifits has been a great success. They provided consistent testing for our diverse banks, which is essential for ensuring ISO 20022 compliance. Additionally, their subject matter expertise has been invaluable to us.”
Connect with our Experts today
We want to support and advise ideally customized to your needs.
To get in touch just complete our contact form and schedule a 30-minute call to discuss your needs and requirements, so we can set up a customized demo for you and your team.
Virtual participant for fmi
An always-available testing counterpart that enables financial institutions (FMI participants) to perform full end-to-end transaction flow testing without relying on real counterparties.
bank onboarding portal for fmi
A self-service testing portal that enables banks to validate messages, generate test data, and ensure scheme compliance before progressing to full industry testing.
