The Unifits Test Portal is aimed at test teams in banks and eliminates one of the biggest challenges in testing related to ISO 20022: the validation and creation of schema-compliant messages. What sounds so simple at first glance is in practice a huge effort and extremely hard to manage. The Unifits Test Portal seamlessly supports all use cases around the message formats of any clearing scheme and thus makes testing a breeze.
The Unifits Test Portal supports test teams in banks by turning the biggest challenges in testing related to ISO 20022 into a breeze. Complying with the guidelines of a wide range of clearing schemes and supporting all use cases around such message formats, it makes ISO 20022 test messages almost losing its horror.
Best of breed validation service for free: Unifits’ testing and validation services have been proven in the field for over a decade and are trusted by the industry. The validation of course also includes all usage rules from the respective guidelines.
90% savings in the creation of test messages: Unifits Test Portal allows for faster testing with better quality and makes your test team efficient. No one will miss checking issues field by field, and the tedious and error-prone creation of test messages is finally a thing of the past
One application for all clearing schemes: One application that allows performing conformance tests for different clearing schemes. No matter whether they are high-value payments, real-time payments, or retail/bulk payments.
Faster testing, with better quality: Unifits Test Portal is the tool that makes your test team efficient. No one will miss checking issues field by field, and the tedious and error-prone creation of test messages is finally a thing of the past.
The application supports all required use cases: validate outgoing messages, create incoming messages, derive response and request messages automatically based on the original message. Just in case you are looking for more: take a look at our on-premises solution Unifits Test Engine as well, the first solution of its kind to automate transaction testing.
Messages generated by the bank and sent to clearing can be validated by uploading them to the Unifits Test Portal. In addition to technical compliance, all usage rules relevant for the respective clearing procedure scheme are checked as well. The uploaded messages can be edited and adapted if necessary. The synchronously operating validation immediately indicates whether the adjustments made to the message are schemae-compliant or not.
In order to be able to test the system in the bank, so-called inbound messages are required as well, i.e. payment messages that are sent from clearing to the bank. The Unifits Test Portal also supports this use case, in which clearly structured templates are available for such payment messages. After release of the data entered in the template, the XML message can still be edited and supplemented in an XML editor if required. Here, too, synchronous validation takes place permanently to ensure that generated test messages also comply with all the rules of the respective scheme.
A clearing and settlement scheme describes different processes, each consisting of a chain of different messages. Most of these messages relate to an originating message, the actual payment. A Payment Return (PACS.004) for instance refers to an underlying payment message such as PACS.008 or PACS.009. The Unifits Test Portal solves this challenge with the DERIVE function.
After years of focusing on one topic, simplifying transaction testing, Unifits can provide you with our best of breed validation service for free. And if that isn’t enough, there is also a test message creation service provided.
*any scheme Unifits offers (see Supported Payment Schemes)
The Unifits Test Portal complies with the guidelines of a wide range of clearing schemes for a large variety of payment systems throughout the world, e.g. Real-Time payments, High Value payments, Mass & Retail payments). Unifits is constantly introducing new schemes and not all available schemes might be listed on this page or unlocked in Free Mode in the Unifits Test Portal. So please just let us know in case you are interested in a particular scheme.
More payment schemes on request: we are happy to introduce particular schemes, if needed
Contact us nowThe Unifits Test Portal perfectly supports all required use cases: validation of outgoing messages, creation of incoming messages, and derivation of response and request messages. If you are looking for an on-premise solution for automated end-to-end transaction testing, take a look at our Unifits Test Engine.
Of course, we also support numerous schemes at the customer to bank interface. For example, we offer a portal solution for onboarding corporate customers as well as test support for banks by enabling the initiation of payments such as with pain.001 or pain.008. Since the customer to bank standards are often at least partially adapted by banks for their corporate customers, we do not offer these as a blanket solution, but only in coordination with the respective bank or with a national scheme authority. So please do not hesitate to contact us in this regard, we are looking forward to your request.
Unifits validation is the most trusted of all testing solutions on the market. Still, no one can guarantee 100% correctness, not even us. And yet there are good reasons why you can trust our validation, as thousands of users have already done:
Unifits is constantly introducing new schemes and not all available schemes might be listed on this page or unlocked in Free Mode in the Unifits Test Portal. So please just let us know in case you are interested in a particular scheme. If we don’t support it yet, we can implement it based on priority. Prioritization depends, among other things, on the number of requests to support a particular scheme. So please do not hesitate to contact us in this regard, we are looking forward to your request.
The subscription fee is always individual, as it depends on the number and complexity of the required schemes as well as on the number of users/testers. Please use our form to provide us with the relevant information and you will receive an individual offer.
The Unifits solution is considered the best of its kind. Validation for a scheme of your choice at this quality and at zero cost is an absolutely unique offer on the market. You need to know that the implementation as well as the ongoing maintenance of each scheme requires a large commitment of highly specialized resources, which must be paid for in the end. Therefore, we kindly ask you to send us your subscription request and we will make you a fair offer.
Notwithstanding Unifits’ extremely high security standards, according to the Terms of Use in the Free Trail and Free Use version, you may only use synthetic test data or anonymized data. In any case, Unifits employees who are to ensure the operation and maintenance of the application must have access to the environment. Unifits employees are subject to strict compliance requirements, as Unifits operates exclusively in the financial services sector and handling sensitive data is part of our daily business. In addition, Unifits operates cloud services exclusively in very secure data centers certified to run financial services applications and with sensitive data. Access to data by external third parties is therefore extremely unlikely according to the current state of the art.
After years of focusing on one topic, simplifying transaction testing, Unifits is able to provide you with the best of breed validation service for free. And if that wasn’t enough, there’s also test message creation with unprecedented simplicity and 90 % savings.
Unifits is a consulting and software company with expertise in designing ISO 20022 programs to meet the transformational requirements unique to different regions. Our team of experts has successfully supported the ISO 20022 migration in Europe. Our software products like the XML Centre and the Test Engine have led the way.
As the only provider worldwide, that enables integrated solutions for financial transactions from only one source, we create individual, highly specialized and custom-made services. We are more than just programmers: As consultants, enablers and partners, we are leading businesses into the future. We are empowering businesses to act independently today and positioning them to anticipate and quickly address the requirements changes of tomorrow. We are hands on, so that running your business is all in your hands.
Experience the benefit of working with a service provider that has a successful ten year plus track record. Get a head start with our solutions, services and proven expertise.